Global Banking as a Service is now EZ
Global Banking-as-a-Service for fintechs, platforms, and innovators. Modular. Compliant. API-first. Launch-ready from day one.
Who it’s for
Built for every stage of fintech growth.
Fintech Startups
Launch your product quickly with everything pre-integrated — from client onboarding and risk scoring to payments, accounts, and UI. Focus on innovation and growth, not infrastructure.
Embedded Finance & Platforms
Seamlessly integrate banking features like onboarding, compliance, payments, and cards into your existing product. Use modular APIs to embed financial flows without becoming a bank yourself.
Legacy Banks Modernizing
Layer compliance, fiat accounts, and secure transaction processing on top of your core crypto or payments experience. Stay regulator-ready while delivering a smooth user journey.
Global Banks Expanding Digital
Go from concept to launch in weeks with a pre-built, customizable fintech stack. Skip the heavy lifting — test ideas, iterate fast, and scale with confidence.
Our edge
Your fintech engine, fully assembled.
Everything you need to build, launch, and scale — from onboarding to compliance, accounts, cards, and UI. Modular, secure, and production-ready from day one.
Backoffice Portal
One secure interface to manage users, accounts, transactions, and compliance workflows. Empower operations, support, and risk teams with full visibility and control.
Export reports, monitor real-time activity, and resolve issues — all in one place.
Compliance Hub
AI-powered compliance tools covering AML, EDD, transaction monitoring, and audit trails. Automatically detect anomalies, flag suspicious activity, and stay audit-ready.
Always updated to match evolving global regulations.
Explore A.ID
White-label UI
Launch with polished mobile and web portals tailored to your brand. Includes client dashboards, onboarding flows, and admin views — no need to design from scratch.
Customize and deploy fast with full control over user experience.
Accounts, Transactions, Cards
Issue IBANs, support ACH and wire transfers, and enable wallets and settlement flows globally. Launch physical and virtual cards — PCI DSS-ready and fully integrated.
Everything runs through a single API built for scale and speed.
Client Onboarding
Onboard individuals and businesses through automated eKYC, eKYB, and biometric verification. AI-enhanced identity checks reduce friction while staying fully regulator-compliant.
Designed to minimize drop-offs and accelerate time-to-value from day one.
Integration & architecture
Under the hood, ready to go.
Modularity
Our platform is modular — use only the components you need.
Each service runs independently or as part of a full stack.
No bloat, just clean, composable infrastructure.
Integration
Connect once to unlock onboarding, payments, accounts, and compliance.
A single API simplifies development and vendor management.
One layer, built to grow with you.
Transfers
Support ACH, FedWire, and international rails in one place.
Embed payments into your product with minimal setup.
We handle the complexity — you focus on scale.
Data
Structured, encrypted, and ready for compliance.
Built to meet jurisdictional rules and audit needs.
Scalable storage for reporting, risk, and ops.
DevOps
CI/CD pipelines and staging environments included by default.
Deploy quickly with control and confidence.
Designed for modern engineering teams.
Events
Trigger flows with low-latency, event-driven architecture.
React in real time across services and actions.
Built to scale under pressure, by design.
Security & сompliance
Enterprise-grade trust. Regulator-approved.
Infrastructure that meets enterprise and regulatory standards.
A.ID compliance suite
Built-in KYC, KYB, AML, and EDD workflows — ready for regulators. Automate user checks and transaction monitoring without external vendors.
SOC 2 Type II
Our platform is independently audited for data security, uptime, and governance. Enterprise clients can rely on documented, enforced policies.
PCI DSS certified
We meet the highest payment security standards — ready for card issuing and sensitive data storage. Infrastructure is hardened, encrypted, and compliant by design.
Penetration testing
Third-party experts continuously test our systems for vulnerabilities. Issues are tracked, mitigated, and transparently documented.
Global compliance
Aligned with OCIF, MAS, DFSA, and more — enabling multi-region launches with built-in regulatory tools, lower overhead, and faster approvals across markets.
Real case: Arival Bank
Proven in production.
Arival, a fully licensed digital bank, runs on EZ infrastructure. From onboarding to payments, everything works at scale — with modular compliance and global readiness.
Bill Papp
Chief Executive Officer at Arival Bank
EZ is changing the way fintechs partner with banks — the speed and infrastructure they bring is unmatched.
Go live in 3 months
From idea to production — starting from 3 months.
Whether you're launching a new product or scaling fast, our expert team helps you go live — from strategy to full deployment.
Strategy
Align on goals, markets, and what you're building — we map the fastest path to launch.
Briefing
We dive into your product needs and finalize the feature stack, architecture, and timeline.
Setup
Your environment is provisioned, secured, and tailored — including compliance modules and APIs.
Integration
Your team connects to our system using clear documentation and dedicated support.
Testing
We run through use cases, compliance flows, and edge cases to ensure readiness.
Launch
Your product goes live — fully supported, compliant, and ready to scale with confidence.
Your fintech deserves better infrastructure
Let’s talk about your roadmap — and how fast we can help you build it.
Contact us!
Contact SalesSkaya, Inc. (Skaya) is a technology and services company, not a bank. Banking services are provided by Skaya's bank partners. EZ, EZ Banking and EZ ID are registered trademarks of Skaya.